Who Qualifies for a VA loan?

1. Active duty. 90 days of active duty.

2. Guard and Reserves. 6 years in selective reserves OR 90 days of service under “Title 10”

3. Surviving Spouse. No time requirement if an active-duty service member dies on duty or from a service-connected disability.

4. Spouse of POWs and MIAs. After the active-duty service member is listed as POW or MIA for at least 90 days.

Some property requirement for a VA loan.

There are many requirements a VA appraiser may look for. Below are the most common and easiest to spot when considering a home for the first time.

1. Home must not have any active insect, rodent infestations and must be free of dry rot and fungus .

2. The roof must be free of leaks and have at least 5 years remaining of useful life.

3. The home must have connected water, sewer/septic, and power.

4. Home must have finished floors wall and ceilings and no broken windows.